Business finance calculators
Estimate the cost of any Spark Finance product in seconds. Adjust the inputs to see how repayments and total cost change, then apply to receive a real quote from our panel of 100+ UK lenders.
Business Loan calculator
Estimate monthly repayments and total cost
Open calculator →Unsecured Business Loan calculator
Estimate monthly repayments with no security required
Open calculator →Secured Business Loan calculator
Estimate repayments for property-secured business lending
Open calculator →Asset Finance calculator
Estimate monthly payments for hire purchase or finance lease
Open calculator →Bridging Loan calculator
Estimate monthly interest and total cost of a bridging facility
Open calculator →Invoice Finance calculator
Estimate the advance available and annual cost of an invoice finance facility
Open calculator →Merchant Cash Advance calculator
Estimate the advance you can access and repayment timeline
Open calculator →Trade Finance calculator
Estimate the cost of funding a trade transaction
Open calculator →Letter of Credit calculator
Estimate the cost of issuing a letter of credit
Open calculator →Invoice Finance calculator
Estimate the advance available and annual cost of an invoice finance facility
Open calculator →Debtor Days calculator
Calculate how long your customers take to pay
Open calculator →Working Capital calculator
Calculate your working capital position and current ratio
Open calculator →Cash Flow Forecast calculator
Project your monthly cash position based on revenue and payment terms
Open calculator →Late Payment Interest calculator
Calculate statutory interest and compensation on overdue invoices
Open calculator →Invoice Due Date calculator
Calculate when an invoice is due and how much interest has accrued if overdue
Open calculator →