UK Business Finance Broker - 250+ Lenders | Spark Finance
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Spark Finance
Call us: Mon-Fri: 8am-6pmFCA Authorised · FRN 958123

Flexible Business Finance

Built Around You

Asset finance, business loans, and tailored funding solutions for growing UK businesses.

Business Moneyfacts Awards 2024 WinnerBusiness Moneyfacts Awards 2025 Winner
Business Moneyfacts Awards 2026 Winner
Why choose Spark

Why businesses choose us

Flexible

Flexible

Solutions shaped around your business needs, not ours. We work with your cash flow cycle.

Specialists

Specialists

Our advisers live and breathe business finance. Deep sector knowledge means better outcomes.

Fast decisions

Fast decisions

Speed matters in business. We give you a decision in principle fast so you can move quickly.

Proprietary matching

Proprietary matching

Our platform analyses 100+ data points from each application and cross-references them against 250+ lenders' live criteria in seconds.

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Intelligent Lending Platform

Intelligent Lending

Our proprietary matching platform and data infrastructure gives UK SMEs access to the right lender faster than any traditional route.

How our technology works

100+

Data points from each application

250+

Lenders' live criteria cross-referenced

Seconds

Not days - highest-probability matches returned

Finance Finder

Find the right finance for your business

Compare 250+ lenders across every type of UK business finance. Get a decision in principle the same day.

250+ LendersSame-Day DecisionsSuccess Fee on Completion

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What type of finance do you need?

No credit check. FCA Authorised.

Recent deals

Funding we've arranged for UK businesses

Anonymised examples of real deals arranged through Spark Finance.

Asset FinanceTransport

£240,000

Fleet expansion for a Yorkshire haulage firm

A 12-vehicle fleet upgrade arranged in under 48 hours. The business had been declined by their bank - our specialist lenders approved on day one.

48 hoursto approval
Bridging LoanProperty

£1.85m

Auction property purchase in central London

Completion required in 10 working days post-auction. We arranged a first-charge bridging facility against the property and completed on day 8.

8 daysto completion
Invoice FinanceRecruitment

£450,000

Facility for a Birmingham recruitment agency

A confidential invoice discounting facility releasing 85% of ledger value within 24 hours of invoice creation - freeing the business to take on new contracts.

24 hoursinvoice release
How it works

Get funding in three simple steps

Check

Answer a few quick questions about your business and funding needs. No credit check required at this stage.

Chat

A dedicated Spark adviser will discuss your options and recommend the best funding structures for you.

Receive

Once approved, funds are released quickly - often within 24-48 hours of completing your application.

GET STARTED
Sectors

Finance by Industry

From plant and equipment finance to development loans, we help construction businesses access the capital they need to win contracts and grow. We work with contractors, developers and housebuilders of all sizes across the UK.

Explore finance for Construction
Ready to secure your funding?

Check your eligibility

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