Tech-centric finance broker.
We find the funds your business needs right now.

Loans and finance for businesses.
We work with a panel of 250+ lenders to get you the best deal.
Business Finance Team

Save time by working with a commercial finance broker

We do the hard work of finding the best finance and the best deal for your business and circumstances. And our service is free.

When you're looking for business finance there's so much to choose from. Can you be sure of selecting the best deal? And is searching for finance the best use of your time?

That's why many businesses choose to work with us.

Our state of the art system aligns your requirements to a range of lenders. We then assess your case and use our expertise to match your business with the finance solutions suited to your situation. We speak to lenders every day so we know the best deals out there right now.

As an independent broker, we're not tied to specific commercial finance lenders. Our primary concern is what's best for you.

How it works

  1. Enquire
    You have a quick chat with one of our finance specialists, and we begin to assess your case.
  2. Apply
    We apply to the lender(s) best suited to your business needs to get you the best available deal.
  3. Finalise
    We formalise all the necessary documentation with the lender and the arrangement begins. You can get funds in as little as 24 hours.
Find out more

Why choose a commercial finance broker?

High street lenders will probably rush to offer you their commercial finance solutions. But only if your business fits their criteria.

If your business is a startup, or has a low credit rating or imperfect credit history, you'll have less finance options.

As commercial finance brokers, we give options that go way beyond the high street lenders. Our market knowledge and intelligent lending platform allows us to arrange bespoke solutions for almost any situation.

We make it easier for you to raise commercial finance for your project or business.

What Spark Finance can do for you

  • Improve your business cashflow
  • Explore your refinancing options
  • Boost your working capital
  • Fund the acquisition of new assets

The benefits of using a commercial finance broker

Right now there are probably hundreds of lenders able to offer you a commercial finance solution. But if you're unfamiliar with the market, can you be sure which is most suitable for you?

Our years of experience in matching businesses with the right lender coupled with our intelligent lending system streamlines the process, making sure getting you the best deal is simple and straightforward.

On top of that, we provide advice and support through the entire process. Arranging a finance facility can take time. We assist you in cutting through the unnecessary and focusing only on what needs to be done.

As commercial finance brokers, our role is to make your life easier. Our customers often tell us how we've done just that.
Need funds fast? We can help
Get funds in account in as little as 24 hours.
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Whatever your situation, we're here

We work with a panel of over 250 lenders which allows us to access business finance solutions for almost any circumstance:
  • CCJs or poor credit rating
  • Emergency short-term finance
  • Bridging loans
  • Finance for industries with higher risk
We've helped firms secure business finance at very short notice, achieve funding deals they were previously turned down for, and access finance options they thought were unattainable.

As commercial finance brokers, we work with our partners to deliver professional solutions to save you time and money, and to help you secure the future of your business.
Recovery Loan Scheme

“Would thoroughly recommend using Spark Finance, we had great service all the way through the process from Perry. We will definitely be back should we need any more finance for my business”

Reviews from our clients

Our customers are grateful for the finance we help them to achieve.
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Frequently Asked Questions

How can a finance broker help my business?

A broker makes it easier for you to find the right finance for your particular needs. As brokers, we work with businesses and lenders every day and we understand the needs of both. Our business is to make it easier for you to focus on running yours, and we make it easier for the bank or other lender to focus on theirs. As a result, everyone benefits.

Am I eligible for an Asset Finance Facility?

An Asset Finance Facility has similar eligibility guidelines to other products, although the process is slightly different. This type of facility is based solely around purchasing an asset, which means more information will be gathered surrounding the product. The amount accessed via an Asset Finance facility is completely dependent on your business, and your affordability. This can be assessed once information is exchanged with our consultants.

Is there an upfront fee for using your service?

You won't encounter any upfront fees when you explore your finance options with us. However, once we obtain your finance, there may be a broker fee payable, which will be clearly outlined. Our commitment to transparency means you'll always be informed about any costs, ensuring there are no unexpected surprises down the road.

My bank refused my business loan application. Can you help?

All lenders have their own criteria for deciding who to lend to. Because we have 250 members on our panel of lenders, there's a very good chance we can find one that could help you.

Partner with us.

Spark up new opportunities by working with us. We partner with accountants, specialist brokers and funding providers to ensure SMEs get the best finance products in the market.

Partner with us
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How it works

  1. Contact
    You have a conversation with one of our finance specialists, and we begin to assess your situation.
  2. Application
    We apply to the lender best suited to your business and your finance needs.
  3. Documents
    We formalise all the necessary documention with the lender and the arrangement begins.
More about our process

What JD Capital Finance can do for you

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Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).