Compare UK business finance options
Not sure which finance product is right for you? Our side-by-side guides explain the key differences, costs and eligibility criteria to help you choose with confidence.
Asset Finance vs Business Loan: Which is Right for Your Business?
Asset finance is tied to a specific asset (equipment, vehicle, or machinery) and is secured against that asset, making i...
Read comparisonSecured vs Unsecured Business Loan: Key Differences Explained
A secured business loan uses property or assets as collateral, offering lower rates (3-10% APR), larger amounts (up to £...
Read comparisonInvoice Factoring vs Invoice Discounting: What is the Difference?
Invoice factoring means the lender manages your credit control and chases your customers directly - your customers know ...
Read comparisonHire Purchase vs Finance Lease: Which Asset Finance Option is Right?
Hire purchase gives you ownership of the asset at the end of the term - you pay the full value plus interest and the ass...
Read comparisonBridging Loan vs Business Loan: Which Short-Term Finance Option is Best?
A bridging loan is a short-term, property-secured facility typically used to 'bridge' a gap - completing a property purc...
Read comparisonMerchant Cash Advance vs Business Loan: Which is the Better Option?
A merchant cash advance is repaid as a fixed percentage of your daily card takings - when sales are slow, you repay less...
Read comparisonInvoice Finance vs Overdraft: The Better Way to Fund Business Cash Flow
Invoice finance grows with your sales - the more invoices you raise, the more you can draw down. It is directly linked t...
Read comparisonBridging Loan vs Development Finance: Which Property Finance is Right?
A bridging loan is a simple, fast short-term loan secured against the current value of a property. Development finance i...
Read comparisonRevolving Credit vs Business Loan: Which Is Right for Your Business?
Choose a revolving credit facility if your funding needs are recurring, variable, or unpredictable - you only pay intere...
Read comparisonInvoice Finance vs Asset-Based Lending: Which Is Right for Your Business?
Invoice finance is the right starting point for most businesses: simpler to set up, faster, and sufficient for most work...
Read comparisonSecured Business Loan vs Bridging Loan: Which Is Right for Your Business?
Use a bridging loan when you need fast, short-term funding (1-18 months) and have a clear exit. Use a secured business l...
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