UK SME Finance Research and Reports | Spark Finance
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UK SME Finance Research

Proprietary research and market analysis on UK business finance. Written by our team of finance specialists and updated regularly.

Market Reports

UK SME Finance Market Report 2026

Comprehensive analysis of the UK SME finance market in 2026. Lending volumes, approval rates, interest rate trends, product demand and access to finance challenges.

Published June 2026 - Next review December 2026

Market Reports

UK Business Borrowing Index 2026

Quarterly index tracking UK SME borrowing conditions, approval rates, average loan sizes, and lender appetite by product type. Spark Finance, June 2026.

Published June 2026 - Next review September 2026

Research Reports

UK Late Payments Report 2026

Analysis of UK late payment culture, its impact on SME cash flow and survival, and finance solutions that help businesses manage payment delays. Spark Finance, June 2026.

Published June 2026 - Next review December 2026

Research Reports

UK SME Cash Flow Report 2026

Analysis of UK SME cash flow challenges in 2026, including causes, industry patterns, and the finance solutions available to manage and resolve cash flow gaps.

Published June 2026 - Next review December 2026

Market Reports

UK Asset Finance Market Report 2026

Comprehensive analysis of the UK asset finance market in 2026. New business volumes, product trends, rate environment, EV transition, and emerging lender landscape.

Published June 2026 - Next review December 2026

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