Is Spark Finance FCA authorised?

Yes. Spark Finance Ltd is registered with the Financial Conduct Authority (FCA) as a credit broker, with FRN 958123. It is important to understand that most business finance arranged for UK limited companies is not a regulated activity under FCA rules - regulation primarily covers credit extended to sole traders, small partnerships, and consumer lending. That said, Spark Finance operates to FCA ethical standards across all its work: transparent fee disclosure, full explanation of terms, and a genuine focus on finding the most suitable product for your business. You can verify our FCA registration at register.fca.org.uk.

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