A business loan provides a lump sum of capital that you repay over an agreed term. Spark Finance helps City of London businesses access competitive business loans through our panel of 250+ specialist UK lenders.
At a glance
Typical rate
6-25% APR
Amount range
£1,000 to £25m
Decision time
Same day - 2 weeks
UK lenders
250+
We work with City of London businesses every day to find the most competitive business loans from our panel of 250+ specialist UK lenders.
Funds from £1,000 to £25m+
Fixed monthly repayments for easy budgeting
Secured and unsecured options available
No restrictions on use of funds
Fast decisions - often same day
A business loan provides a lump sum of capital that you repay over an agreed term. Whether secured or unsecured, business loans can fund almost any purpose - from hiring staff to buying equipment, expanding premises, or covering gaps in cash flow.
City of London sits within Greater London, part of London - the UK's largest commercial centre and a global financial hub. Businesses in City of London benefit from the wider economy of Greater London and London, with funding requirements that span working capital, equipment and growth.
London is home to over 1.1 million private sector businesses, the highest concentration in the UK. Spark Finance regularly arranges business loans for financial services, professional services, technology businesses across London, including in City of London.
Whether you're a financial services business or operating in another sector entirely, our brokers in England can match your application to the most suitable lenders on our panel.
We also help businesses across Greater London and the wider London region.
We provide specialist business loans for all major industry sectors in City of London.
Typically: last 3-6 months' bank statements, recent accounts or management accounts, proof of ID, and proof of business registration. Some lenders can approve with just bank statements.
Yes - some lenders on our panel specialise in start-up and early-stage businesses. Securing the loan against an asset or property can significantly improve your chances.
Terms typically range from 3 months for short-term bridging facilities to 7 years for unsecured lending, and up to 25 years for property-secured loans.