A bridging loan provides fast, short-term funding secured against property. Spark Finance helps Newry businesses access competitive bridging loans through our panel of 250+ specialist UK lenders.
At a glance
Typical rate
0.55-1.5% per month
Amount range
£25,000 to £25m
Decision time
5-10 working days
UK lenders
250+
We work with Newry businesses every day to find the most competitive bridging loans from our panel of 250+ specialist UK lenders.
Complete in as little as 5-10 working days
No monthly repayments (interest can be rolled up)
Residential and commercial property security accepted
First and second charge options available
Available up to £25m+
A bridging loan provides fast, short-term funding secured against property. Typically used for property purchases, auctions, refurbishments, or to bridge the gap before longer-term finance is arranged. Bridging loans are known for their speed - often completing within 5-10 working days.
Newry sits within County Down, part of Northern Ireland - a growing economy with strengths in advanced manufacturing, agri-food, fintech and cybersecurity. Businesses in Newry benefit from the wider economy of County Down and Northern Ireland, with funding requirements that span working capital, equipment and growth.
Northern Ireland has around 130,000 registered businesses, with a particularly strong SME base. Spark Finance regularly arranges bridging loans for advanced manufacturing, agri-food, fintech businesses across Northern Ireland, including in Newry.
Whether you're a advanced manufacturing business or operating in another sector entirely, our brokers in Northern Ireland can match your application to the most suitable lenders on our panel.
We also help businesses across County Down and the wider Northern Ireland region.
We provide specialist bridging loans for all major industry sectors in Newry.
Through Spark Finance, bridging loans are available from £25,000 up to £25 million or more for the right security. Most lenders prefer a minimum of £100,000.
An exit route is how you plan to repay the bridging loan at the end of the term. Common exit routes include sale of the property, refinancing to a long-term mortgage, or awaiting the completion of another property transaction.
Yes - specialist bridging lenders on our panel can fund properties in any condition, including derelict buildings, properties without a kitchen or bathroom, and properties with structural issues.