Fast, flexible and affordable loans - designed for your business

Through our extensive lender network, we are able to secure the funds your business needs, at the best deals in the market.
Business Finance Team

What we offer business owners

We help small to medium businesses (SMEs) as well as larger corporate’s by providing innovative financial solutions and 5-star customer experiences.

By using our in-house intelligent lending technology, we are able to quickly match your business to the best product and the right lender for your circumstances, even if you have struggled in the past.

Common reasons for needing funds include:

  • You want to improve your cash-flow.
  • You want to invest for growth.
  • You want to purchase an asset.
  • You’re looking to buy another business.
  • You want to refinance a current debts.

We’ve helped hundreds of businesses, like yours, to raise finance through loans or other forms of lending.

Business finance solutions, tailored to your needs

Every business is different. That’s why we get to know you and your business so that we can find the right finance product for you and your goals,. Whether that’s to expand and grow, purchase an asset or refinance an existing agreement at a more manageable rate.

There are many different forms of business finance available, and some will be more appropriate for you than others. We help you avoid being trapped into a finance arrangement that’s time-consuming to arrange, irritatingly inflexible and needlessly expensive.

We use advanced tech to identify the right finance provider to make the funding process as easy as we can for you so that you can focus on your business.

Business finance delivered to your timescale

Does your cash-flow need a boost in a hurry? Perhaps you’re facing a significant unplanned expense, or you need cash quickly to seize an unexpected opportunity?

Whatever your time scale - we can get you funds

We work for you

We commit to providing you with specialist consultant at every step of your business finance journey.

From initial contact through to the finance facility being set up and running, you can kick back and allow a member of our professional team to handle it.

We understand the value of working in partnership with our clients, and that’s only possible when we focus on what’s really important in the entire process - you and your business.

Your Personal Consultant

With you from start to finish

One of our specialist consultants is by your side throughout the process of finding you the facility suited to your needs.

You'll work with the same consultant, from initial contact through your finance facility being put in place.

We believe it is very important that a human touch remains consistent throughout the process.

Panel of over 250 Lenders

Reasons to borrow for your business

We fund all types of requirement

Small business loans
Commercial vehicle finance
Short term cash injections
Working capital
Expansion opportunities
Government backed loans
Purchase new assets
Cash-flow boost
Commercial asset finance
Purchase machinery
Enterprise business loans
Loans with no personal guarantee


Construction Finance
Agricultural Finance
Manufacturing Finance
Pharmaceutical Finance
Restaurant Finance
Wholesale Finance
Retail Finance
Recruitment Finance
IT Finance
Transport & Logistics Finance
Automotive Finance
Healthcare Finance

Types of finance we provide to businesses

We work with a large network of finance providers, each with their own range of funding products. We use a combination of tech and experience to help you to find the deal that’s best suited to your requirements.

Our experience of working with businesses and our intelligent lending system, that analyses current funding products, allows us to quickly find the right finance options for you.

The funding products that we help businesses to find include; unsecured business loans, government loans, invoice finance or invoice factoring, asset finance and more.

Let us find the finance that you require

Avoid the process of shopping the market and repeatedly providing the same docs over and over. We do all the leg work and have the expertise to know which lenders are best for your circumstances.

Whatever your finance needs, we can help.

Let's chat

“Spark Finance have been incredibly helpful from start to finish. They helped secure a CBILs package even when many lenders had stopped considering new applications. They've informed us of new developments every step of the way and have helped us through this uncertain time. Nice one, guys!”

Reviews from our clients

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Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).