Hotel Finance

Our expert team specialise in sourcing financing options that perfectly align with your business needs.
Business Finance Team

What is Hotel finance?

Hotel Finance is a funding solution for businesses in the hospitality sector, used to fund projects in hotels.

Helping with endeavours such as rejuvenating the building, business expansion, or bridging the gap between debts.

Traditional banks can offer hotel finance, as well as several of the lenders we have on our extensive panel.

By utilising different funding solutions a business loan can be utilised over a short, or long term basis, allowing for a pool of funds to fall back on.

It can also be used to hire new staff, renovate buildings, or any other business use you may require.

Want to know more?

Enquire with us today and discuss this with one of our expert consultants.

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Unless you are a new start-up company, the minimum turnover most lenders will deal with is £100,000.

Trading History

Similarly to Turnover, start-up companies can get funding, however a minimum of 6-12 months trading will give you access to a much more broad range of lenders on our panel.

UK Registered Businesses

Due to us dealing with UK based lenders, we can only find funding solutions for UK Registered Businesses.


How much will a Hotel Finance Business Loan cost?

The cost of the facility will depend on a few factors. These are essentially decided by what you want from the facility, and how large your business is. Different lenders have different costs & fees that go with the arranging and running of your facility, but the typical rate for a business loan is 1.3% APR.

Am I eligible for a Hotel Finance Business Loan facility?

Eligibility varies largely from lender to lender, with some much more flexible, some much less. The basic criteria for applying for an Invoice Finance facility is as follows:
- £100k minimum turnover
- Minimum 2 years trading
- No County Court Judgements or Adverse Credit History
- Director being a homeowner (is preferred)Ideally Businesses will be profitable and have a positive balance sheet
- UK Registered Business
If you don’t meet this criteria it isn’t the end of the road, other funding options are available, and this can be discussed with one of our consultants.

How long does it take to arrange an Unsecured Business Loan?

Unsecured Business Loan facilities can be completed in as short as a few days, although the process can take longer. Our aim is always to make the process as quick, and simple as possible.

How much money can I get through a Business Loan?

Business Loans can vary hugely in amount. With an Unsecured Business Loan, anything between £10,000 and £500,000 can be funded. With a Secured Business Loan, anything from £25,000 to £5,000,000+ can be funded.

Why Spark Finance?

We are not your average broker. We strive to find you the perfect funding facility for your business, in the easiest way possible. We designate a member of our team of specialist finance consultants to you, walking you through the entire process until the funds are in your hands.


“Spark Finance have been incredibly helpful from start to finish. They helped secure a CBILs package even when many lenders had stopped considering new applications. They've informed us of new developments every step of the way and have helped us through this uncertain time. Nice one, guys!”

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Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).