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Debt Consultancy

Tailored Debt Concultancy for Unique Business Needs

We recognise that the needs of our clients are always bespoke — no two circumstances are the same. For certain businesses, a more tailored approach is essential.

That’s why we offer a consultancy service that combines cutting-edge technology with extensive experience addressing the diverse challenges of businesses managing debt.

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Financial review

Covenant testing

Exit advisory

Forecasting / Modelling

Corporate Advisory

Acquisition research

Preparation of Information Memorandum

Negotiations with lenders

Major accounting firms

We also offer crypto backed loans.
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Eligibility for our Debt Consultancy

Complexity

We specialise in supporting complex businesses that require expert advice to navigate challenging debt structures. Our service is also ideal for mature businesses seeking strategic support and tailored financial plans to strengthen their position and plan for sustainable growth.

Growth and Strategy

We support businesses focused on growth and strategic development. Our consultancy is ideal for companies that are growing rapidly, as well as acquisitive businesses pursuing one-off transactions or implementing buy-and-build strategies. We also assist businesses that are transitioning from SME to mid-market, helping them manage growth and capitalise on new opportunities.

Financial Profile

We work with businesses that have a financial profile featuring a turnover of £10 million or more, funding requirements of £2 million or more, and substantial existing debts. Our expertise helps companies in this position find the right solutions to restructure, refinance, and support future growth.

Why choose Spark for debt consultancy?

At Spark Finance, we are passionate about supporting ambitious, growing businesses and stable companies ready for financial transformation. Our specialist debt consultancy services are tailored to each client’s needs, helping businesses at all stages navigate complex financial challenges and unlock new growth opportunities.

With a team experienced in accountancy, corporate finance, and management buyouts (MBOs),we bring deep industry expertise and practical advice to every engagement. We have helped multi-million turnover businesses build effective growth strategies, restructure existing debt, and secure funding to fuel expansion.

Our proven track record is supported by a strong portfolio of success stories and case studies, showcasing how Spark Finance delivers real-world solutions that drive long-term success. Whether you need strategic financial planning, refinancing support, or growth funding, Spark Finance is your trusted partner for achieving sustainable business success.

Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).