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A business loan allows companies to borrow funds, typically starting from £10,000, and repay the amount over time, often for business growth or improvements. Repayments can be made either monthly or weekly, with terms ranging from months to years, depending on the loan type and the borrower’s profile.
To qualify for an unsecured business loan, lenders typically look at your business’s credit history, annual revenue, trading duration (usually 6+ months), and your ability to repay. Unlike secured loans, you don’t need to offer collateral, making it ideal for fast-growing or asset-light businesses.
Unsecured business loans usually range from £5,000 to £500,000. The amount you're eligible for depends on your revenue, creditworthiness, and lender criteria. We work with lenders who offer flexible borrowing limits tailored to your needs.
Some of our lending partners offer decisions within 24 hours, and funding can be released as quickly as the same day. The process is online, streamlined, and hassle-free, so you can focus on growing your business.
Unsecured loans can be used for almost any business purpose, including cash flow management, stock purchases, equipment upgrades, marketing campaigns, or hiring new staff. It’s up to you how to invest in your growth.
Interest rates for unsecured business loans typically range from 6% to 25% APR, depending on the lender, loan amount, and your credit profile. Repayment terms vary between 6 months and 5 years. We’ll match you with the best rates available for your situation.
Complete our quick online form with a few details about your business and what you need funding for. No commitment, no jargon.
A dedicated finance expert will get in touch to understand your needs and tailor options that work for your business.
We’ll match you with trusted lenders from our panel, offering competitive rates and flexible terms suited to your sector.
Review your finance offers with full transparency. We’ll guide you through the details so you can make a confident decision.
Once approved, your funds are released quickly — often within 24–48 hours — so you can get back to growing your business.
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You will be charged interest on your business loan. The rate charged will be determined by various factors, such as the amount borrowed, trading history, credit score and the industry you operate in.
You can’t be sure about your eligibility for a business loan until you’ve spoken to us. The eligibility criteria vary between lenders, with some being more flexible than others.
Typically the basic criteria are:
However, if you don’t meet these requirements, it may still be possible to arrange finance for your business. Get in touch with us to discuss your situation.
An unsecured business loan facility can often be set up in 1-2 days, from application to the funds being in your account. We keep the process as quick and simple as possible, updating you every step of the way.
Through an unsecured business loan you may be able to borrow between £10,000 and £500,000. The exact amount depends on your requirements, what’s available from lenders and their terms.
We are committed to helping businesses like yours find the funding they need, as easily and cost-effectively as possible. When you work with us, one of our finance consultants is assigned to support you through the entire loan process.
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"Unsecured loans offer businesses quick and flexible access to funding. With some lenders, funds can be available in hours, though at a premium. Larger lenders may take longer but can provide competitive rates, making unsecured loans a versatile option for businesses needing fast finance."
