For BusinessFor BrokersFor LendersFor Partners

Crypto Backed Loans

Comprehensive blockchain services offering.

Crypto Backed Loans

How does crypto financing work?

Crypto financing enables businesses and investors to unlock liquidity by using cryptocurrency holdings as collateral. By pledging digital assets, borrowers can access flexible loan options based on a percentage of the crypto’s market value. Spark Finance offers bespoke crypto-backed financing solutions, helping clients access capital while maintaining the future growth potential of their cryptocurrency investments.

Preserve crypto investments

Unlock liquidity while retaining full ownership of cryptocurrency assets, benefiting from potential long-term value appreciation.

Secure and confidential transactions

A private process handled with the utmost care, preserving security and discretion.

No credit checks or personal guarantees

Focus on the security of cryptocurrency assets, not traditional credit history.

Quick access to capital

Streamlined process to ensure fast and efficient loan approvals, with access to liquidity up to a market-leading 75% LTV.

Customised terms

Personalised terms, including interest-only, bridging, term loans and mortgages – all tailored to fit unique objectives.

Asset agnostic

Borrow against most liquid tokens, not just Bitcoin, Ethereum, and Stablecoins.

Global reach, local solutions

Loans that can be utilised in the UK or internationally - liquidity needs are met regardless of where the operations are based.

Comprehensive blockchain services offering

Portfolio management

Optimise your cryptocurrency holdings, ensuring a balanced portfolio that aligns with your financial goals.

Cash-to-crypto conversion

Access institutional-grade crypto exchange services, avoiding typical banking deposit constraints experienced with mainstream exchanges.

Crypto-to-cash conversion

Convert your crypto holdings into fiat currency securely and efficiently, with full regulatory compliance.

Secure crypto custody

We provide access to institutional-grade storage solutions, safeguarding and insuring your digital assets against theft, loss, and unauthorised access.

Commercial crypto payment solutions

Seamlessly integrate crypto payment systems for your business bridging the gap between digital and traditional finance.

Journey

Submit your enquiry

Complete our quick online form with a few details about your business and what you need funding for. No commitment, no jargon.

Speak to a specialist

A dedicated finance expert will get in touch to understand your needs and tailor options that work for your business.

Get matched with a lender

We’ll match you with trusted lenders from our panel, offering competitive rates and flexible terms suited to your sector.

Choose your finance offer

Review your finance offers with full transparency. We’ll guide you through the details so you can make a confident decision.

Receive your funds

Once approved, your funds are released quickly — often within 24–48 hours — so you can get back to growing your business.

Explore all of our other lending products below.

Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).