Business Finance that puts you first.

Award winning business funding specialists. Speak to our team today. Get your business to its full potential.

About Spark

We provide debt consultancy and tailored financial solutions to UK SMEs through advanced in-house technology. We combine public data and AI to efficiently match your business needs with the ideal product and lender, supported by specialist guidance at every step of your finance journey. From working capital to growth finance, our intelligent platform helps you access the most suitable business loans quickly and efficiently, whether secured, unsecured, or asset-backed.

Core Values

Open, transparent, efficient

Technical superiority

Our bespoke system for client interaction facilitates intelligent data capture to support borrower applications, a honed back-office process and market-leading information provision to lenders. Our technology allows all parties to benefit from a more efficient application process.

Deep customer relationships

We provide first-class corporate finance assistance to customers (borrowers) and lenders, and ensure this is infused throughout our technology and processes. Many of the alternative providers in this market are sales focused, untrained and inexperienced in deeper financial matters. We are totally impartial when we present lending offers to borrowers.

Professional excellence and integrity

While our technology leads the market, we will ensure that customers feel loved – doing things that RM’s at the banks did 15 years ago. We recognise the value of regular customer interaction, and this is a key principle in our service delivery.

Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and Indemnities may be required. Spark Finance may receive commission from lenders which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).