Embedded Finance Trends SMEs Should Watch in 2025

Embedded finance is changing how SMEs manage payments and credit - often seamlessly within platforms they already use.

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Key trends

Virtual corporate cards for spend control.
Real-time payments improving cash flow.
BNPL and credit at checkout.
Banking features integrated in accounting software.

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Why it matters

Reduces admin.
Increases visibility on spend.
Enables growth with flexible capital.

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Apply now or contact us to find out more.

Jamie Davies

Managing Director

As a founder of multiple businesses, Jamie believes that mindset, discipline and ambition are key drivers for success, both for his businesses and for his clients.

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Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and Indemnities may be required. Spark Finance may receive commission from lenders which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).