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Bridging Finance, Short-Term Facilities & Liquidity Lines

Short-term lending: bridging, cash-flow advances, overdrafts, revolving credit lines. These often exhibit faster turnover and higher price but serve urgent liquidity needs.

We examine how much of the “per hour” lending estimate might be driven by short‐term products. We also look at default concentration, rollover risk, and how lenders manage short-term exposure.

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Finally, we consider the role of invoice / supply chain finance as part of this liquidity ecosystem, and how SMEs use these as working capital bridges.

Contact us to understand further details and get the finance you need for your business.

Jamie Davies
Managing Director

As a founder of multiple businesses, Jamie believes that mindset, discipline and ambition are key drivers for success, both for his businesses and for his clients. 

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Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).