Business funding without putting assets at risk
Borrow up to £500,000 unsecured with decisions in as little as 24 hours
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
The smarter way to find business finance
Flexible
Repayment terms from 3 months to 5 years, with early repayment options.
Specialists
Access to challenger banks, fintechs and alternative lenders through one application.
Fast decisions
Many lenders decide within hours and fund within 24-48 hours.
Tailored solutions
We match you to lenders whose criteria fit your business - not the other way round.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Unsecured business loans with no security required
Unsecured business loans provide funding from £1,000 to £500,000 without requiring property or assets as security. Lenders assess your application based on trading history, turnover, and business performance. A personal guarantee is typically required for amounts over £25,000. Spark Finance compares 250+ UK unsecured lenders to find the best rate for your business profile.
Do you qualify?
UK registered business
6+ months trading
Min. £50k annual turnover
Personal guarantee typically required
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.