Quick business loans for UK companies. Decisions in hours.
Compare quick business loan options from 250+ UK lenders. Apply in under 5 minutes. FCA Authorised broker. No upfront fees.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
£250M+
Finance arranged
5,000+
Businesses helped
250+
UK lenders on panel
4.9
Trustpilot rating
The smarter way to find business finance
Decisions in hours
Many lenders return a decision within hours of a completed application.
250+ lenders
One application, the broadest quick-funding panel in the UK.
All credit profiles
Specialist lenders available for businesses with any credit history.
No upfront fees
Free to apply. Success fee paid only when your loan completes.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Quick business loans through Spark Finance
Spark Finance compares 250+ UK lenders to find the quickest business loan for your company. Our advisers identify lenders who specialise in fast decisions and rapid funding, matched to your business profile and the amount you need. Most unsecured loans fund within 24-72 hours of a completed application.
Do you qualify?
UK registered business
6+ months trading
Min. £50k annual turnover
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.