Fast business loans from 250+ UK lenders
Apply in under 5 minutes. Fast decisions and rapid funding for UK businesses. FCA Authorised broker. No upfront fees.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
£250M+
Finance arranged
5,000+
Businesses helped
250+
UK lenders on panel
4.9
Trustpilot rating
The smarter way to find business finance
Same day decisions
Many lenders return fast decisions within hours for established businesses.
250+ lenders
Including specialist fast-funding fintech lenders not on the high street.
Simple application
Apply in under 5 minutes. Open banking replaces lengthy paperwork.
No upfront fees
Success fee paid only when your loan completes. Free to apply.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Fast business loans through Spark Finance
Spark Finance works with 250+ UK lenders, including specialist fintech lenders who can approve and fund fast business loans within hours. Our advisers identify the fastest funding route for your business, manage the application process, and ensure you receive your options clearly before committing.
Do you qualify?
UK registered business
6+ months trading
Open banking accepted
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.