Apply for a commercial loan with 250+ UK lenders
Flexible commercial lending for UK businesses. Fast decisions. No upfront fees. FCA authorised broker.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
The smarter way to find business finance
Every commercial need
Property, equipment, working capital, and growth. We cover every commercial finance requirement.
250+ lenders
Access the UK's broadest commercial lending panel with one application.
Expert advisers
Dedicated commercial finance specialists who structure the right deal.
Fast decisions
Unsecured commercial loans decided within 24-72 hours.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Commercial loans for UK businesses
Commercial loans fund business property purchases, investment in equipment and stock, working capital, and business growth. Spark Finance compares commercial term loans, commercial mortgages, and short-term bridging facilities from 250+ specialist UK lenders. Our advisers identify the right commercial finance structure for your specific requirements and manage the process from application to funded.
Do you qualify?
UK registered business
3+ months trading (unsecured)
UK property for secured facilities
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.