Fast, flexible business loans for every stage of growth
Compare rates from 250+ UK lenders with one simple application
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
The smarter way to find business finance
Flexible
Choose repayment terms from 3 months to 10 years to match your business plan.
Specialists
Expert advisers who understand business lending across every sector.
Fast decisions
Get a decision in as little as 24 hours with funds released the same week.
Tailored solutions
We compare 250+ lenders to find the loan that fits your exact needs.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Business loans for UK companies of every size
Spark Finance arranges business loans from £10,000 to £25 million through a panel of 250+ specialist UK lenders. Whether you need funding for growth, acquisitions, working capital, or equipment, our advisers identify the right loan structure for your business and manage the application from start to funded. As an FCA Authorised credit broker, we are required to act in your best interests and always present the most suitable options available.
Do you qualify?
UK registered business
6+ months trading
Min. £50k annual turnover
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.