Business Loans UK

UK business loans from £10,000 to £5m+

Compare rates from 250+ UK lenders with one simple application. Decisions in 24-72 hours.

Amounts£10,000 to £5m+
Terms3 months to 10 years
Decision24-72 hours
250+ UK Lenders
FCA Authorised
Same-Day Decisions
0% Upfront Fee

Get started

Soft search only. No impact on your credit score.

Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.

Why Spark Finance

The smarter way to find business finance

250+ UK lenders

Access the broadest panel of UK business loan providers with one application.

Fast decisions

Get a decision in as little as 24 hours with funds released the same week.

No upfront fees

Our success fee is paid only when funding completes. No hidden costs.

Expert guidance

Dedicated UK-based advisers who understand business lending across every sector.

Simple Process

From application to funds in three steps

01

Tell us what you need

Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.

02

We match you with lenders

Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.

03

Review offers and receive funds

Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.

No obligation

Get your personalised quote
in 60 seconds

Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.

250+ specialist UK lenders compared
Decisions typically within 24-72 hours
FCA Authorised broker, no upfront fees
All credit profiles considered

Get started

Soft search only. No impact on your credit score.

Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.

About This Product

UK business loans through Spark Finance

Spark Finance is a UK-based FCA Authorised business finance broker that compares 250+ UK lenders to find the right business loan for your company. Whether you need a small unsecured loan or a large secured facility, our advisers work across every sector and business size to find the most suitable and competitive terms available.

Typical Eligibility

Do you qualify?

UK registered business

6+ months trading

Min. £50k annual turnover

All credit profiles considered

Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.

Common Questions

UK Business Loan FAQs

Ready to secure your funding?

Check your eligibility

in 60 seconds

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority (FRN 958123) as a credit broker, not a lender. We compare products from 250+ lenders but do not provide financial advice. A success fee is payable on completion of funding. Registered in England and Wales. Company number 12631532. Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

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