Business Finance

Business finance from 250+ UK lenders

Compare loans, asset finance, invoice finance, and more with one application. FCA Authorised broker. No upfront fees.

Amounts£1,000 to £25m+
Terms1 month to 25 years
Decision24-72 hours
250+ UK Lenders
FCA Authorised
Same-Day Decisions
0% Upfront Fee

Get started

Soft search only. No impact on your credit score.

Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.

£250M+

Finance arranged

5,000+

Businesses helped

250+

UK lenders on panel

4.9

Trustpilot rating

Why Spark Finance

The smarter way to find business finance

Every finance type

Loans, asset finance, invoice finance, bridging, and more from one broker.

250+ lenders

The broadest UK business finance panel accessed with one application.

FCA Authorised

Regulated broker acting in your best interests with full transparency.

No upfront fees

Success fee paid only on completion. Free to apply.

Simple Process

From application to funds in three steps

01

Tell us what you need

Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.

02

We match you with lenders

Our advisers instantly compare 250+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.

03

Review offers and receive funds

Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.

No obligation

Get your personalised quote
in 60 seconds

Compare 250+ UK lenders with one short form. Soft search only, no impact on your credit score.

250+ specialist UK lenders compared
Decisions typically within 24-72 hours
FCA Authorised broker, no upfront fees
All credit profiles considered

Get started

Soft search only. No impact on your credit score.

Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.

About This Product

Business finance from Spark Finance

Spark Finance is a UK FCA Authorised business finance broker that compares 250+ lenders across every major product type. Whether you need a loan, asset finance, invoice finance, or a specialist facility, our advisers find the right business finance solution for your company at the most competitive terms available.

Typical Eligibility

Do you qualify?

UK registered business

3+ months trading

All sectors considered

All credit profiles considered

Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.

Common Questions

Business Finance FAQs

Ready to secure your funding?

Check your eligibility

in 60 seconds

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority (FRN 958123) as a credit broker, not a lender. We compare products from 250+ lenders but do not provide financial advice. A success fee is payable on completion of funding. Registered in England and Wales. Company number 12631532. Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

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