Finance equipment & vehicles, without large upfront costs
Get approved in 24-72 hours with access to 100+ UK lenders
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
£250M+
Finance arranged
5,000+
Businesses helped
100+
UK lenders on panel
4.9
Trustpilot rating
The smarter way to find business finance
Flexible
Repayment terms from 1-7 years with fixed monthly payments that suit your cash flow.
Specialists
Our advisers specialise in asset finance and have deep relationships with asset lenders.
Fast decisions
Most applications receive a decision within 24-72 hours of submission.
Tailored solutions
We match you with lenders whose products fit your sector, asset type and business profile.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 100+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 100+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Asset finance for UK businesses
Asset finance allows UK businesses to acquire equipment, vehicles, machinery, and technology without paying the full cost upfront. The asset itself acts as security, meaning lower rates and longer terms than unsecured lending. Spark Finance compares hire purchase, finance lease, and operating lease options from 100+ UK lenders to find the most cost-effective structure for your business.
Do you qualify?
UK registered business
6+ months trading (some from day one)
Asset with resale value
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.